Tuesday 17 April 2018

Welcome to CreditLine, where all your needs are fulfilled

CreditLine

[Fiction, rought draft, spllng misteaks]

Welcome to Creditline, This might be the alternative lifestyle you've been looking for.

CreditLine will ensure your future, comfort your life with all that you can desire, and fulfill your needs as soon as you need them, no money required, because we know your worth it.

CreditLine will undertake a specialized assessment of you and your life, based on what you have done so far, and the most likely outcome of your life, based on highly successful Quantum computing algorythmns, which can plan and map your life to a 99% degree of accuracy.

Whats that you say? Break it down for you? Sure.. lets look back at the past so we can understand the future.

Back in the 21st century, Man could apply for a loan of wealth from his bank, based on his credit history. They would issue a physical plastic card that needed to be carried around and used to identify his credit history. If lost, the man would need to go back to his institution, that's right, physically GO to the location of his money and ask for a replacement plastic card.

The Card, and the institution, would assess his life in the past, and make an inaccurate prediction to determine if he could and would pay back the loan within a reasonable time. Often people did not. They did not have the computational access to have MULTIVAC make the calculations for them, instead they would guess, and this meant defaulting on loans, which led to homelessness, famine, war and death.

But, as we all know, Cryto-Currencies, and later Q-bits, allowed instantaneous money, doing away with the need for these 'loans' in the short term, yet people still wanted and in many cases needed to access the funds from their own futures, in order to improve their lifestyles today.

When Robots started taking over the transportation industry, and the Laws of Robot Ownership and Tax came in, to provide us all with Basic Universal Income, people begged the question, How long do I have to wait to buy an upgrade to my Robot? What if my robot breaks down before I have saved enough for its maintenence? especially if I have not paid my insurance? I'll have to downgrade to a cheaper robot, so my income will drop, if the bank could give me a loan, I could buy a more expensive robot, and earn more!

Since Banks had ceased to exist, and businesses cannot own robots, the only way to increase productivity, was to provide people with better robots today, and have their increased incomes reduced by the repayments of the robot labour.

That's where CreditLine came in. CreditLine, with the Q-bit setup and MULTIVAC access, could not predict the total worth of a man, and as such, predict how much a man could, in his lifetime, afford to borrow, and as a result, buy the highest most expensive robot that was in demand, and earning high dividends, could afford. As such, instead of a man saving his debits to buy a new robot later, to increase his debits, he could use his credits to buy a better robot today and pay back that credit faster since the better robot would earn more.

Moreso, CreditLines system would determine at what stage the robot would be paid off, predict the next robot to be upgraded to, to increase the income and borrow against that future, increasing the owners credit potential.

CreditLine, needs only know your needs, your lifestyle expenses, the less you need, the more creditline can lend you. If creditLine can determine that your lifestyle will be lavish, it will know you will have less to spend on robot upgrades and as such, less chance to upgrade. So CreditLine will encourage you to have a minimal lifestyle for your maximum benefit.

CreditLine also offers the ultimate package, Virtual Life. CreditLine will plug your mind into a computer, feed your body a protein slurry to keep it alive. You can be sailing the oceans of Jupiter or playing virtual D&D, while your robot undertakes its tasks at the highest possible rates, earning you the most debits, to afford the best robot workers in the years to come.

You'll be rich!

p.s. If you sign up for CreditLine - Child Creation and Care, we'll plug your kids in for line, multiplying your maximum income potential for their lives too!